IRS Account Transcript Decoder
Paste the text of an IRS Account Transcript (select all in the PDF and copy). See each transaction code in plain English, what was assessed, paid, refunded or offset, and any open freeze codes that can explain a held refund. Runs entirely in your browser; nothing is uploaded.
Not tax advice. Code meanings come from a short table of common individual account transcript codes; the authoritative source is IRS Document 6209, and the meaning of a 971 depends on an action code that transcripts do not fully show. Codes outside the table are shown as not in this table rather than guessed. A balance check that does not tie usually means lines were missed in the paste or a transaction is pending. Ask a tax professional or the IRS about your own account. The sample is fictional.